Who is Cross Country Mortgage?

Cross Country Mortgage is a brokerage firm dedicated to assisting clients in finding the best mortgage program available using a variety of different lenders

How much will it cost?

There is no cost associated with submitting an online loan application to Cross Country Mortgage or for having it evaluated by our loan specialists.

What documents are needed?

1.  If you are salaried:  Provide your last year's W-2 and your most recent two pay
     stubs.
     If you are self-employed:  Provide two years (complete) Personal Tax Returns
2.  Provide previous two months bank statements for each bank, stock, mutual 
     fund and retirement account.
3.  Provide a copy of your Drivers License/Picture ID and Social Security Card
     (If you are not a US citizen, provide a copy of your green card)
4.  Provide copy of divorce decrees, if applicable
5.  Purchase and sale agreement or copy of deed (if your loan is to refinance)

What is the difference between pre-approval & pre-qualification?

The pre-approval process is much more complete than pre-qualification.  For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qualification letter.  Pre-approval includes all the steps of a full approval, except for the appraisal and title search.  Pre-approval can put you in a better negotiating position, much like a cash buyer.

Do I have to submit my application information on-line?

Our Secure Sockets Layce (SSL) ensures that information traveling from computer to computer is encrypted.  Security and confidentiality are a main priority of Cross Country Mortgage.  If you do not feel comfortable submitting your application on-line, just give us a call and we will be happy to assist you by other means.  For more information, read our Privacy Policy.