Loan Products

The following is a partial list of programs offered by Cross Country Mortgage with a brief description of key elements. Follow the links below to learn more about each program

• Conventional 
  Programs available for the borrower who needs 95% financing

• FHA/VHA Government Programs
  Numerous loans are available under these programs.  Intended for the low/moderate income & veteran borrowers.  100% financing or minimal down payment is available.

• Stated Income Loans
  For the self-employed or the borrower with creative financing.

• First Time Buyers
  Down payment assistance is available

• Non-Conforming/Damaged Credit
  For customers with bruised credit.

• Refinance
  For the customer wanting to obtain a lower interest rate.  

• Debt Consolidation Loans

• Home Equity Loans

• Home Improvement Loans

• Second Mortgage

• Construction/Building
  During construction the loan is at a floating rate, which is converted to a fixed or adjustable rate after completion.

• Investor/Rental Property  Buyers who are looking to generate rental income by purchasing property.

• Sub-Prime

• Teacher Next Door Program

• Officer Next Door Program

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